The furniture bonus is a significant financial incentive aimed at supporting homeowners who wish to enhance their living spaces. As of 2026, this program expands its coverage to include second homes, thereby increasing its impact. This adjustment allows individuals to purchase furniture and large appliances while benefiting from
substantial tax reductions.
Originally launched in 2013, the furniture bonus enables homeowners to claim a 50% tax deduction on their personal income tax (Irpef) for eligible purchases. Recent financial legislation has confirmed the extension of this bonus into 2026, lifting prior limitations regarding secondary properties. This move highlights the government’s commitment to improving home comfort and aesthetics for a broader demographic.
Understanding the furniture bonus: Eligibility and requirements
To maximize the benefits of the furniture bonus, it is crucial to identify which expenses qualify for this tax relief. The incentive covers the purchase of furniture and major appliances, provided they adhere to specific energy efficiency standards. For instance, ovens must meet a minimum energy class of A, while washing machines and refrigerators must achieve at least class F standards. Therefore, careful attention to these criteria during the purchasing phase is essential to ensure
eligibility.
Who can access the bonus?
A key update is the removal of the requirement to demonstrate residency or ownership of the property. As a result, the bonus is now accessible to anyone who buys furniture linked to renovation projects that started on or after January 1 of the year before the purchase. This change simplifies access to the bonus and broadens its appeal.
Application process and documentation
To successfully claim the furniture bonus, individuals must retain relevant documentation verifying the commencement of renovation activities. This includes necessary administrative approvals or notifications to local health authorities. If such documents are unavailable, a simple self-declaration may suffice, streamlining the application process.
Community benefits and condominiums
Importantly, the furniture bonus also applies to shared areas in condominium buildings. Improvements to communal spaces, such as lobbies or shared lounges, can qualify for the bonus. Each condominium owner can benefit proportionately based on their individual share of the total expense, fostering collective enhancement of shared living environments.
Financial limits and payment methods
The maximum expenditure eligible for the furniture bonus is capped at €5,000, which can be distributed over ten annual installments. It is essential to recognize that transportation and assembly costs are included within this financial limit. For example, if a homeowner invests €2,000 in renovations in 2026, the remaining limit for that year would decrease to €3,000 for furniture purchases.
Regarding payment methods, it is mandatory to use traceable forms such as bank transfers or credit cards, as cash transactions are not permitted. If opting for installment payments, the financing company must adhere to these digital payment requirements.
Exclusions and compatibility with other bonuses
It is crucial to understand that, starting this year, the furniture bonus cannot be combined with the similar appliance bonus, which is designed to encourage the replacement of outdated appliances with more energy-efficient models. This appliance bonus can only be claimed once per household and is not compatible with other financial aids for the same product categories.
The furniture bonus for 2026 presents a valuable opportunity for first-time homeowners and those looking to furnish secondary residences alike. Leveraging these incentives can result in significant savings, facilitating the creation of inviting and functional living spaces.